We incorporate negotiation techniques and work with your creditors to settle your accounts on your behalf. Your creditors will agree to accept less than the current balance owed. The account will report on your credit report as “Settled at a Lesser Amount”. Usually our clients realize savings from 40-50%.
Debt Relief Program
Simple Process:
1) Order Your Credit Report At Our Website
2) Forward Your Credit Report to ADS
3) Free Initial Consultation With Your Credit Advisor
4) Decide Which Accounts To Include
5) Complete our Household Income/Expense Report
6) We Decide A Payment Based On
a. Your Ability to Pay
b. Timeline Needed
7) Sign Up For The “Debt Relief Program”
8) We Send Out “Cease and Desist” To Troublesome Creditors
a. We Get Creditors OFF YOUR BACK!
9) We Handle All Communication With Enrolled Creditors
10) You Begin Saving Your Money Monthly in Your Trust Account
11) We Negotiate, Settle, and Pay Off Each Included Account (one at a time)
12) We Execute Settlements and Disburse Funds Via Overnight
13) We Dispute Inaccurate Information on Your Credit Report
14) We Add New Open Accounts (if needed to rebuild credit)
15) We Document Each Payoff To Ensure Proper Application Of Settlement Funds
